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Short Term Home Health Care

UNDERSTANDING SHORTER TERM HOME HEALTH CARE


Like long-term care insurance, short-term policies typically cover home care, assisted living and nursing homes when you can't take care of yourself. But instead of paying for years of care, short-term care insurance, also known as recovery care, typically provides benefits for 12 months or less 


Why Should I Buy Short Term Home Health Care?


Short-term care also pays in addition to Medicare, while long-term care insurance doesn’t.


Simplicity  could be another advantage for some buyers. There’s no medical exam  required, so the application process is faster and simpler, compared to  the process for long-term care insurance. Typically, applying for  short-term care involves just filling out a short questionnaire. You can  also still buy short-term insurance up to age 89, while most long-term care policies cut off applicants at about age 75.