Hospital Indemnity Insurance is a type of policy that helps to cover certain costs left unpaid by your health insurance carrier. Depending on the chosen plan, a set amount is paid by the insurer—either per visit, per day, per week, or per month—that you are in the hospital.
The Hospital Indemnity plan is designed to pay out a per day lump sum amount for services related to Emergency Room visits, Ambulatory Surgery Centers, Outpatient Surgery and Inpatient Surgery. The amount paid out is based on the amount selected at the time of application.
No. Hospital Indemnity Insurance is considered supplemental coverage that is paired with your existing health insurance plan.
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