ACCIDENT

We all know accidents can happen at any given moment and while medical coverage will cover the bulk of the expense there are still out of pocket costs such as co-payments and co-insurance that are the members liability. Accident Insurance can offset and in some cases cover the full amount of those co-payments with an affordable monthly premium.

Familiar with Aflac? Accident insurance coverage is offered by many different companies and they pay a lump sum payment directly to you as the consumer for specific accident related incidents. Incidents include things such as fractures, dislocations, lacerations, burns, paralysis, and dismemberment.